HUB International Insurance Brokers

Broking in this city carries a file that coastal offices simply do not see. Alongside the ordinary home, auto and Autoplan work there is a substantial farm and commercial line here: crop, livestock, outbuildings, machinery and liability across the 700-odd farms inside the municipal boundary. Flood is its own conversation. Sumas Prairie and the low ground along the Fraser flooded severely in November 2021, and what is covered, on what terms and at what deductible has been a standing part of every Chilliwack policy discussion since.

Contact details are absent from this entry, and so is a street address, which limits what can honestly be said about it. Before going in person it is worth confirming the exact location and whether the office handles the line you need, because personal lines, commercial and farm are not always written out of the same desk. It is also worth asking, at the first conversation, whether flood is being quoted at all for the address you are insuring and what the wording actually excludes. That question has a different answer in Chilliwack than it does elsewhere in the Lower Mainland, and it is better asked early than discovered later.